We Only Have 4 Discovery Calls Slots Available This Week.

For Construction and Wholesale/B2B Trading Business Owners in the Philippines

We'll Help You Gain Full Cash Flow Control and Get Bank-Ready in 90 Days Using the CFO Growth Engine!

So You Can Stop Being Profitable on Paper but Broke in the Bank, Struggling with Payroll, and Getting Rejected by Banks.

In just 90 days, we build the financial infrastructure, cash flow visibility, and bank-ready positioning inside your business, so you can take control of your cash, fund projects with confidence, and stop operating day-to-day na laging kapos cash and no predictability.

Limited spots · No obligation · 100% confidential

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Lender Offer or Full Refund
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Cash Flow Improvement or We Work Free
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Cash Flow Improvement

Read this carefully

This was written for a very specific person.

You've been in construction or B2B trading for at least three to five years. You're doing ₱10M, ₱20M, maybe ₱50M a year in revenue. You have projects in the pipeline, a team that depends on you, and clients who keep coming back.

From the outside, you look like you've made it.

But here's what's actually happening behind closed doors:

You're checking your bank balance before 7am. You're doing mental math on which supplier you can delay this week without destroying the relationship.

You've transferred money from your personal account into the business ulit.

You've smiled and said "we're good" to your team while privately wondering if you can close payroll by Friday.

You've won a major project and felt dread instead of excitement — because you have no idea how you're going to fund it.

You've sat across from a banker, handed over your documents, and heard "hindi pa kayo qualified" — with zero explanation of what went wrong.

You've asked your accountant where the money went. They showed you the P&L. Profitable daw. And you wanted to throw the paper across the room because your bank account is telling a completely different story.

This is the reality of running a construction or trading business in the Philippines that nobody talks about. Nobody posts about it. Everyone looks like they're winning.

But privately? Maraming kapos. And you're one of them.

This page is for you.

Here's what's actually possible and why most business owners never get there

Within 90 days of working with us, you will know exactly where every peso is, where it's going, and what's coming next. You'll have a financial system that gives you clarity, control, and credibility with banks and lenders.

You will have a real finance structure running inside your business. And you will have a legitimate shot at the banking relationships and approved capital that most businesses your size keep getting rejected for.

No more flying blind. No more decisions made off a bank balance that lies to you every day. No more borrowing at predatory rates because there's no other option when payroll is five days away.

We've done this for over ₱2 billion in facilitated funding across construction and trading businesses just like yours. We've turned around over ₱60 million worth of businesses that were already on the edge.

We're not selling you hope. We're selling you a system backed by guarantees that most consultants would never put in writing.

Limited spots · No obligation · 100% confidential

Let's talk about what's really happening

inside your business right now.

Here's the math that nobody explains to construction and trading owners:

Your costs are continuous. Labor hits every week. Materials hit when the supplier demands payment.

Equipment doesn't wait for your client to release a billing milestone.

Cash is going out every single day whether or not a single peso has come in.

But your revenue?

It comes in chunks. Progress billings. Milestone releases. And if you're supplying the San Miguel Group or any of the top 100 corporations? You're waiting 60, 90, sometimes 120 days to collect.

So here's what's actually happening:

You are personally financing your client's business every single month using your own cash. You're absorbing the gap between when the work gets done and when the money arrives. Project after project. Month after month. Without a system to manage it.

That's not just a cash flow problem. That's a structural mismatch that gets worse the bigger you get.

Think about that. Every new project you win without fixing this doesn't make things better. It makes the gap bigger. The stress bigger. The risk bigger.

This is why business owners with ₱50M in revenue are more stressed about cash than they were at ₱10M. More revenue, same broken system, bigger consequences.

"May project naman kami pero laging kapos sa cash." "Profitable naman kami sa papel pero bakit walang pera sa bank?" "Hindi ko alam saan napupunta yung pera."

You're not doing anything wrong. But you are operating without the financial infrastructure your business already needs. And that gap is costing you more than you realize.

Limited spots · No obligation · 100% confidential

The uncomfortable truth

why profitable businesses collapse.

Most SMEs don't fail because they ran out of customers. They fail because they ran out of cash while they still had customers, active projects, and revenue on the way.

A business with ₱40M in annual revenue, a full order book, and projects in progress can go bankrupt. It happens when the cash timing breaks down and there's no system to catch it before it becomes a crisis.

Cash flow mismanagement, not lack of revenue is the leading cause of SME failure across Southeast Asia. And right now, the environment is making it worse. Banks are tightening. Credit is harder to access precisely when businesses need it most. The window to get properly structured to build real financial infrastructure and secure real banking relationships is not getting wider.

The businesses that survive and scale over the next three years won't just be the ones with the most revenue. They'll be the ones with the strongest financial foundation underneath that revenue.

Three things are quietly killing otherwise healthy construction and trading businesses right now:

Cash Flow Blindness

No forecast. No visibility beyond today's bank balance. Every decision made on gut feel and prayer.

No Spending Discipline

Project costs run over budget because nobody's tracking them against a plan. Cash leaves the business without structure or approval. Nobody knows the true margin on any single project until it's too late to do anything about it.

No Finance Infrastructure

Everything lives in the owner's head. The business can't operate without them in the room. Banks won't lend to it at scale. Growth becomes a liability instead of an asset.

If any of these three sound familiar, you don't have a business problem. You have a finance infrastructure problem. And that is completely fixable.

Let's be precise

about what this is actually costing you.

This isn't just about stress. It's about money; real, measurable, compounding money that's quietly leaving your business every single month.

Every time you borrow from a 5-6 lender to bridge a cash gap, you're paying anywhere from 20% to 60% annualized interest. On a ₱1M bridge loan, that's ₱200K to ₱600K a year. just to cover timing gaps that a proper credit line would eliminate entirely.

Every project you turn down because you can't see your future cash position is revenue you earned the right to collect and didn't. How many of those have you passed on in the last 12 months?

Every time a supplier tightens your credit terms because payments were late, you move one step closer to COD. And COD in construction doesn't just hurt your cash flow. It puts you at a disadvantage against every competitor who still has trade credit.

Every bank rejection doesn't just delay your capital. It costs you 6 to 12 months of growth you could have funded projects you could have taken, equipment you could have acquired, people you could have hired.

And every month your team operates without a real finance function, decisions are being made on incomplete information. By you. At midnight. Alone.

Ito ang tunay na presyo ng walang financial infrastructure. It's not just the stress. It's a compounding, measurable cost that slowly eats the margin you worked so hard to build.

Limited spots · No obligation · 100% confidential

Why everything you've tried so far hasn't solved this

And who's actually responsible.

Let's be honest about the options most business owners try and why none of them fix the real problem.

The Bank

The bank is not your partner. The bank is a processor. They evaluate what you submit. If your documents are weak even if your business is fundamentally strong, they say no and move on to the next application. They don't call you to explain what went wrong. They don't coach you on what to fix. So you go back the same way you came, with the same documents, and get rejected again. The bank didn't fail you. The presentation failed you. And nobody told you that.

Your Accountant or Bookkeeper

Your accountant is a compliance resource. They look backwards; tax filings, audit reports, historical records. That's their job and they're good at it. But they don't build cash flow forecasts. They don't structure loan applications. They don't negotiate with Landbank or DBP. When you ask them "tulungan mo ako makakuha ng loan" they do their best, but that's not what they were trained for. It's not their fault. But it means the problem stays unsolved.

Loan Brokers and Fixers

"May koneksyon ako sa bangko." Maybe they do. But do they know how to structure your financial narrative? Do they know how to present a construction company's project pipeline as a bankable asset? Do they negotiate terms after the offer comes in? Or do they submit your documents, wait, collect a fee, and disappear whether it works or not?

Doing It Yourself

The failure rate of DIY loan applications is extremely high, not because your business doesn't qualify, but because the documentation and narrative aren't structured the way banks actually evaluate construction and trading companies. Banks don't tell you what they were looking for when they say no. So you're guessing. And guessing is expensive.

Here's the real problem with all of these options: not one of them addresses the underlying issue. The profitable-but-broke cash flow timing gap is still there. The structural mismatch between your daily costs and your milestone billing is still there. Nothing changes. And next month, you're back in the same position.

Here's what actually changes

when you work with Dominus.

We don't hand you a report and send you an invoice. We build the financial infrastructure your business needs to operate, grow, and borrow without you having to be in the middle of every financial decision.

We've facilitated over ₱2 billion in approved funding for Philippine construction and wholesale/B2B trading businesses through BPI, BDO, Metrobank, Landbank, DBP, SB Corp, First Circle, and Security Bank.

We've turned around over ₱60 million worth of businesses that came to us already in crisis.

We work with supply-and-install contractors. With suppliers of the San Miguel Group and other top Philippine corporations. With trading businesses navigating 90-day corporate payment terms and retention holdbacks. We know your world! the progress billing cycles, the variation order disputes, the PCAB requirements, the mobilization funding gaps, the subcon payment issues.

We're not generic consultants who learned about construction from a textbook. We come from corporate banking, investment banking, and real estate development. And we've spent years applying that expertise specifically to businesses your size, in your industry, in your market.

One client came to us after two consecutive bank rejections. They assumed the door was permanently closed. Within 30 days, they had a lender offer on the table.

Another had ₱80M in annual revenue and couldn't explain to their spouse where the money was going. Within 90 days, they had a 13-week cash flow forecast, full project-level margin visibility, and a finance function that ran without them.

This is what becomes possible when the financial infrastructure finally matches the size of the business.

Limited spots · No obligation · 100% confidential

Introducing

the CFO Growth Engine

The CFO Growth Engine is Dominus's full fractional CFO engagement, built specifically for Philippine construction and wholesale/B2B trading SMEs doing ₱10M to ₱50M in annual revenue.

This is not bookkeeping. This is not tax compliance. This is not a generic business consultant telling you to "cut costs and tighten your belt."

This is a complete finance function built inside your business, designed to run without you that gives you cash flow visibility, project margin tracking, spending discipline, banking relationships, and the capital access to grow with confidence.

Here's exactly what's included:

A 13-week direct cash flow model

You will know where every peso is going and what's coming in three months in advance. No more decisions made off a bank balance that changes every day and tells you nothing about the future.

Project-level cash budgets

You will know the true margin on every project before you commit to it. Not after it's done and you're wondering what happened.

A spending approval policy

Cash does not leave your business without structure and authorization. Every peso goes through a process.

A fully built Minimum Viable Finance Function (MVFF)

The internal financial infrastructure that most businesses your size don't have but absolutely need. Built inside your operations, designed to run without you in the room.

Monthly CFO reports and strategy meetings

Real data. Real decisions. Not gut feel and bank balance checks at midnight.

Fundraising execution done for you

We structure your loan application. We prepare your financial narrative. We use our banking relationships across BPI, BDO, Metrobank, Landbank, DBP, SB Corp, First Circle, and Security Bank to match you with the right lender. We negotiate the terms. We close the capital. You don't hand this off to a broker and hope. We own the result.

And two guarantees that remove all the risk from your decision:

Guarantee 1

Enter through Capital QuickStart and we deliver a lender offer within 30 days or we refund your engagement fee in full. Walang tanong.

Guarantee 2

On the CFO Growth Engine, we guarantee measurable cash flow improvement within 90 days or we continue working with you at no additional cost until we achieve it.

You are not paying for promises. You are paying for a result. And if the result doesn't come, you don't keep paying.

Entry Point

Capital QuickStart

Businesses that need funding ASAP

  • Loan readiness assessment

  • Financial restructuring for bank approval

  • Full loan packaging (documents + narrative)

  • Bank matching (BPI, BDO, Landbank, etc.)

  • End-to-end application support

  • Negotiation of terms

Outcome

Get a legitimate lender offer within 30 days

₱75,000 – ₱100,000

one-time

No lender offer in 30 days = 100% refund

Core Offer

CFO Growth Engine

Businesses stuck in “profitable but broke” cycle

  • 13-week cash flow forecasting system

  • Project-level margin tracking

  • Spending controls + approval system

  • Monthly CFO strategy sessions

  • Minimum Viable Finance Function (MVFF) build

  • Ongoing financial oversight

  • Funding execution support

Outcome

Full cash flow control + financial clarity in 90 days

Business becomes bank-ready + scalable

₱80,000 – ₱120,000

month

3-month minimum engagement

No measurable cash flow improvement in 90 days = we work for free until you get it

Hybrid

CFO Growth Engine + Capital

Businesses that need both structure + funding

  • Everything in CFO Growth Engine

  • PLUS full Capital QuickStart execution

  • Priority access to banking network

  • Faster loan structuring + approval

Outcome

Fix cash flow AND secure funding simultaneously

₱100,000 – ₱150,000

month

Combined guarantees from both offers

Limited spots · No obligation · 100% confidential

Why the CFO Growth Engine works

when everything else has failed.

Most financial solutions treat the symptoms. We fix the system.

Here's the exact process, five steps, in order, no shortcuts:

Step 1

The PEAK Conversation

Before we touch a single spreadsheet, we sit with you and map four things: your Present reality, your Envisioned future, your Aspirations behind the business, and the Key Metrics that need to change to get there. This produces your Freedom Map- a clear picture of where you are, where you're going, and what it costs to close the gap. This step is why our clients commit. Not because we're the cheapest option. Because for the first time, someone in finance actually made them feel understood.

Step 2

The Cash Visibility Sprint on Weeks 1 to 2

We build your 13-week direct cash flow model. We create project-level cash budgets. We identify your top three cash risks and create an action plan. We install a spending approval policy. In two weeks, you go from cash flow blindness to full visibility. That's not a promise. That's the deliverable.

Step 3

The MVFF Build on Months 1 to 2

We build your Minimum Viable Finance Function from the ground up. Billing process systemization. AP controls. Five essential internal controls. A Chart of Accounts redesigned for construction. Management accounting setup. A monthly close calendar. A project margin tracker. By the end of Month 2, your business has a finance structure that can operate and borrow without you carrying it all in your head.

Step 4

The Ongoing CFO Cycle

Monthly CFO reports. Rolling forecast updates. Quarterly objectives. Monthly SMART goals. You get the strategic finance function that large corporations pay ₱500K a month for, at a fraction of that cost, designed specifically for your business size and industry.

Step 5

Fundraising Execution

We structure your application. We prepare your financial package. We bring our banking relationships to the table. We negotiate the terms. We close the capital. This is not a referral. This is not a broker submission. This is full execution owned by us, delivered to you.

No other provider in the Philippines combines all five of these in one engagement with guarantees attached to each outcome.

Simple. Structured. No guesswork on your end.

Weeks 1 to 2

Cash Visibility Sprint

We kick off with a deep-dive session. We gather your financial data. We build your 13-week cash flow model and project budgets. We identify your biggest cash risks and install the first set of controls. By the end of Week 2, you already have more financial clarity than most businesses your size have ever had.

Months 1 to 2

MVFF Build

We construct your internal finance function from the ground up. Every system, every process, every control built inside your business. By the end of Month 2, you have a finance department that runs without you needing to be in every decision.

Ongoing

CFO Cycle and Fundraising

Monthly CFO meetings. Rolling forecasts. Quarterly planning. And wherever capital is needed we execute. From application to approval to negotiation.

You don't need to figure this out. We've done it dozens of times for businesses exactly like yours. Your job is to let us in and follow the process. We handle the rest.

six months from now

Picture what your business looks like

You open your laptop on Monday morning and you know exactly what's happening with your cash today and 13 weeks from now. No more guessing. No more checking the bank balance five times before 9am.

You know which projects are making real money and which ones are eating it. You know before you commit, not after it's too late to do anything about it.

Your team knows the spending rules. Billings are optimized. Collections are tracked. Cash doesn't leave the business without structure.

You got the loan. Not through a fixer. Not through a personal favor. Through a properly structured application that told the right story about your business, to the right lender, at the right time. And the terms were ones you actually negotiated, not ones you just accepted because you were desperate.

Hindi ka na nagche-check ng bank balance nang paulit-ulit sa gabi. You're not juggling supplier payments in your head. You're not borrowing at predatory rates to cover gaps that a credit line would eliminate.

You're bidding on new projects with confidence, because you can see the cash to fund them.

Your business runs when you're not in the room. Your team is stable. Your spouse stopped asking where the money goes — because now you can show them. Clearly. With a forecast.

You built something real. Not just a hustle. A business with financial infrastructure, banking relationships, and a finance function that grows with you.

That's not a fantasy. That's the outcome we build systematically for businesses that are ready to stop operating blind.

Let's address what you're probably thinking right now

₱100K a month is too expensive when I'm already tight on cash.

We hear this a lot. Here's the math: one 5-6 loan at 5% per month on ₱1M costs you ₱600K a year. One missed project opportunity because you couldn't see your cash position costs you whatever the margin on that project was. One bank rejection costs you 6 to 12 months of growth. The retainer pays for itself on the first cash improvement or the first loan approval. The question isn't whether you can afford this. It's whether you can afford to keep operating without it.

My accountant already handles my finances.

Your accountant handles compliance: tax filings, audit reports, historical records. That's not the same as a 13-week cash flow forecast, project margin analysis, or a structured loan application. If your accountant could solve the profitable-but-broke problem, it would already be solved. It's not their fault. It's just not what they were trained to do.

I'll just apply for the loan myself.

Most DIY applications fail not because the business doesn't qualify, but because the presentation is wrong. Banks evaluate construction and trading SMEs in a specific way. Project pipeline, contract backlog, cash flow timing, these matter more than historical revenue alone. We know exactly what each lender wants to see. The difference between your last rejection and your next approval is often just how the story is told.

I'm not big enough yet to need a CFO.

The businesses that wait until they're "big enough" are the ones that often don't get there. The cash flow timing problem doesn't get easier as you grow. It gets more dangerous. The sooner you build the infrastructure, the sooner growth stops being a threat and starts being an asset.

What if it doesn't work for my specific situation?

That's exactly why we have guarantees. A 30-day lender offer on QuickStart or your money back. A 90-day cash flow improvement on the Growth Engine or we keep working at no additional cost. We put our skin in the game because we've done this before and we know it works.

I've been rejected by banks before. What makes this different?

You were rejected because of how the application was structured, not necessarily because of what your business is. We've helped clients get approved by the exact same banks that previously rejected them. The business didn't change. The presentation, the documentation, and the narrative did.

I'm worried about sharing my financials. They're a mess

Every client we've ever onboarded thought their financials were too messy to show anyone. That's exactly why they needed us. A messy set of books is a starting point, not a disqualifier. We don't judge the mess. We clean it up and then we build on it.

I've been burned by consultants before.

We earn trust through guarantees, not promises. You're not paying for our opinion. You're paying for a result. And if the result doesn't come, you don't keep paying. That's the deal in writing.

I don't have time for a long drawn-out process.

The Cash Visibility Sprint is two weeks. Measurable results within 90 days. We do the heavy lifting. Your participation is limited to the kick-off session, monthly meetings, and decisions that require your authority. Everything else we handle.

Subukan ko muna mag-apply sa bangko mag-isa bago kumuha ng tulong.

You can do that. And if it works great. But if it doesn't, you've just spent 60 to 90 days waiting for a rejection, without knowing what went wrong, and you're now further behind than when you started. The cost of trying alone and failing is not zero. It's time. And in construction and trading, time is cash.

What clients say

after working with us

The numbers behind the results:

₱2 billion-plus in total facilitated funding. ₱60 million-plus in client turnarounds. Active engagements with construction and B2B trading businesses across Metro Manila and key provincial cities. Banking relationships with BPI, BDO, Metrobank, Landbank, DBP, SB Corp, First Circle, and Security Bank.

We speak at PCA events. We're a trusted referral source inside BNI networks. Our best clients come to us through owners who've already gone through the process and came out the other side and told someone they trust about it.

Here's what happens if nothing changes

The cash flow timing problem does not fix itself when you win a bigger project. It gets worse because bigger projects mean bigger gaps between when you spend and when you collect.

The bank doesn't get easier to deal with without proper documentation and established relationships. Every rejection without knowing why means you go back the same way and get the same result.

The 5-6 borrowing doesn't stop until you have a real credit line to replace it. And every month you're paying those rates, you're quietly transferring your hard-earned margin to an informal lender instead of reinvesting it into your business.

Your best people will notice the instability before you do. And they will leave for companies that feel more stable even if those companies are doing less revenue than you.

And the version of this story nobody wants to tell publicly: the business owner who grew their revenue every single yea₱10M to ₱20M to ₱40M and still collapsed. Because the cash couldn't keep up with the growth. Because the financial infrastructure was never built. Because they kept thinking the next big project would finally fix it.

Papalaki ka. Pero pag hindi naka-built ang financial foundation mo, mas malaki lang ang bagsak.

You've built something real. Don't let a solvable problem take it from you.

This Briefing Is For You If

You own or lead a business with 3+ salespeople

You are doing at least ₱10M+ annually (or aggressively scaling)

You are tired of inconsistent sales months

You feel your team has potential but lacks structure

You want discipline without killing morale

This Is NOT For

Students

Employees without decision-making authority

Freelancers without a sales team

People looking for "motivation" only

This is an operational session, not inspiration.

Here's what happens when you book your Discovery Call.

No pitch deck. No proposal before we've even talked. No hard close at the end.

What it actually is: a structured conversation using our PEAK framework your Present financial situation, your Envisioned future, your Aspirations behind the business, and the Key Metrics that need to change to get there.

By the end of that call, you'll know exactly what's causing your cash flow problem. You'll know whether Dominus is the right fit for where you are. And if it is, we'll walk you through which engagement makes the most sense given your revenue, your cash position, and your timeline.

If it's not the right fit we'll tell you that too. Straight.

But if you're a construction or B2B trading business doing at least ₱10M a year and you're done being profitable on paper and broke in the bank there is a very good chance this one conversation changes everything.

Slots are limited

We only take on a small number of new engagements each month so we can actually deliver the results we guarantee.

Takes less than 2 minutes to schedule.

© 2026 Dominus Consulting · All Rights Reserved

Dominus Consulting is a performance-driven fractional CFO consultancy for Philippine construction and wholesale/B2B trading SMEs. We build cash flow visibility, financial infrastructure, and secured capital — so your business can grow without running out of cash.